When a sweet craving hits and you want something that feels like a treat but still has fruit involved, Chocolate Covered Bananas are the move. You get that creamy banana centre, a snappy chocolate shell, and zero oven drama. It’s the kind of snack that disappears from the fridge faster than you can say “I’ll just have one.”

I make these when I need a quick win, like after dinner when everyone is suddenly “still a bit hungry,” or when I want a fun little something to nibble while I’m pretending I’m only watching one episode. If you’ve been googling how to make chocolate covered bananas and want it simple, tidy, and actually doable on a busy day, you’re in the right place.

Chocolate Covered Bananas in a bowl - 1
  • What Makes This Recipe Work
  • What Goes Into Chocolate Covered Bananas
  • Add-Ins And Substitutions
  • How To Make Chocolate Covered Bananas
  • Pro Tips For A Clean Dip And A Perfect Set
  • Recipe FAQ’s
  • Chocolate Covered Bananas Recipe

What Makes This Recipe Work

  • Two-ingredient magic: This chocolate covered banana recipe keeps it ridiculously simple, so you’re not chasing ingredients all over the pantry.
  • Better texture on purpose: Firm banana slices plus properly melted chocolate means you get a clean coating that sets up crisp instead of sticky.
  • Choose your own adventure: Make it a classic chocolate banana , go fancy with toppings, or drizzle instead of dip for less mess and more “I meant to do that.”
  • Fast chill, fast reward: A short fridge set is all you need, which is perfect when patience is not the vibe.

What Goes Into Chocolate Covered Bananas

Flat lay photo of ingredient shot of sliced bananas and chocolate of choice. - 2

You only need two simple ingredients to make these Chocolate Covered Bananas, but the beauty is you can play around with chocolate types and toppings to make them your own.

  • Bananas: Choose ripe but firm bananas for the perfect creamy texture without being mushy.
  • Chocolate of Choice: Dark, milk, or even white chocolate works—pick your favorite for coating.
  • Coconut Oil (Optional): A tiny splash helps thin the chocolate for smoother dipping.
  • Toppings (Optional): Crushed nuts, sprinkles, or shredded coconut for extra flavor and crunch.

Note: Please see recipe card at the bottom for a full list of ingredients with measurements.

Add-Ins And Substitutions

If you want to dress up your chocolate covered banana recipe without changing the base, here are a few fun upgrades.

  • Crushed Pretzels: Sweet, salty, crunchy. It’s chaos in a good way.
  • Chopped Pistachios: Adds a fancy little crunch and looks like you tried harder than you did.
  • Freeze-Dried Strawberries: Tart pop that cuts through the chocolate and makes the chocolate banana situation feel extra special.
  • Peanut Butter Drizzle: Drizzle over set chocolate or add it right after dipping for a swoony combo.

How To Make Chocolate Covered Bananas

Place the chocolate in a heatproof metal bowl over a pan of gently simmering water. Stir with a form until fully melted - 3
  1. Prepare Your Chocolate : For the stovetop method, place the chocolate in a heatproof metal bowl over (not in) a pan of gently simmering water. Stir with a fork until fully melted and smooth.
If using a microwave, place in a microwave-safe bowl and heat for 30 seconds. - 4
  1. Microwave Option : If using the microwave, place chocolate in a microwave-safe bowl and heat for 30 seconds. Stir, then heat for another 30 seconds and stir again until smooth.
Put the sliced bananas in a baking sheet lined with parchment paper. - 5
  1. Ready the Bananas : Line a baking sheet with parchment, baking, or wax paper. Slice the bananas into half-inch pieces, choosing ripe but firm fruit.
Dip one banana slice at a time into the melted chocolate. - 6
  1. Start Dipping : Dip one banana slice at a time into the melted chocolate. Hold each piece upside down for a moment so the excess chocolate can drip away.
Placed the dipped bananas onto the baking sheet. - 7
  1. Arrange and Decorate : Place dipped bananas onto the baking sheet. If desired, drizzle a few slices with chocolate instead of dipping, or sprinkle with toppings.
Refrigerate the tray until the chocolate is firm and set. - 8
  1. Chill Until Set : Refrigerate the tray for 30–40 minutes, or until the chocolate is firm and set. Serve immediately, or store in the fridge or freezer for later snacking.

Pair these Chocolate Covered Bananas with Caramelized Fig Toasted Oatmeal for a cozy contrast, or enjoy them after a fresh Pomegranate Cobb Salad to balance the sweetness. For extra indulgence, serve alongside Maple Grilled Peaches & Almond Cookie Crumb for a warm, nutty complement to the cool, chocolatey bananas.

Pro Tips For A Clean Dip And A Perfect Set

  • Use firm bananas, not spotty-soft ones: You want slices that hold their shape when dipped, otherwise your chocolate coating turns into a wrestling match.
  • Chop chocolate small before melting: It melts faster and more evenly, which means less overheating and less grainy chocolate.
  • Let excess chocolate drip properly: Hold the slice upside down for a few seconds, then tap gently. This stops puddles from forming on the tray.
  • Add toppings immediately: If you wait, the chocolate sets and your toppings will slide right off like they’re avoiding commitment.
  • Store them chilled: Keep them in the fridge so the shell stays snappy and the banana stays creamy.

You can use dark, milk, or white chocolate depending on your taste. For a healthier chocolate banana treat, opt for at least 70% dark chocolate.

Make sure the bananas aren’t rock-hard frozen when dipping, and let them rest a minute at room temperature before eating to prevent the chocolate from breaking.

Yes! Sprinkle on crushed nuts, shredded coconut, or colorful sprinkles right after dipping for extra flavor and texture.

Side view image of Chocolate Covered Bananas - 9 Karina in a white and black dress with her hair blowing back, standing in front of her cooktop, cooking salmon in a pan - 10

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IngredientsUSMetric1x2x3x

  • ▢ 2 Bananas sliced into half an inch slices
  • ▢ 1/2 cup chocolate of choice

Instructions

Stovetop method:

  • Place chocolate in a heatproof metal bowl set over (not in) a pan of gently simmering water. Stir with a fork until melted and smooth.

Microwave method:

  • Place chocolate into a microwave safe bowl and microwave for 30 seconds. Remove and stir with a fork (it won’t stir at this point, but it evens out the heat). Place back into the microwave for another 30 seconds. Remove and stir again until smooth. (If needed, place for another 10 seconds, but it shouldn’t need any more than that).

Bananas:

  • Line a baking sheet with baking/parchment or wax paper. Dip bananas into chocolate, one at a time, and hold each slice upside down until excess chocolate drips off.
  • Place each banana onto prepared baking sheet and repeat with remaining banana slices.
  • Optional: Save a few slices and drizzle chocolate over them with a clean metal fork instead of dipping them into the chocolate (as pictured).
  • Refrigerate for about 30 – 40 minutes or until chocolate has hardened and set.

Nutrition

Nutrition information is automatically calculated, so should only be used as an approximation.

Chocolate Covered Bananas in a bowl - 11

Chocolate Covered Bananas

Ingredients

  • 2 Bananas sliced into half an inch slices
  • 1/2 cup chocolate of choice

Instructions

Stovetop method:

  • Place chocolate in a heatproof metal bowl set over (not in) a pan of gently simmering water. Stir with a fork until melted and smooth.

Microwave method:

  • Place chocolate into a microwave safe bowl and microwave for 30 seconds. Remove and stir with a fork (it won’t stir at this point, but it evens out the heat). Place back into the microwave for another 30 seconds. Remove and stir again until smooth. (If needed, place for another 10 seconds, but it shouldn’t need any more than that).

Bananas:

  • Line a baking sheet with baking/parchment or wax paper. Dip bananas into chocolate, one at a time, and hold each slice upside down until excess chocolate drips off.
  • Place each banana onto prepared baking sheet and repeat with remaining banana slices.
  • Optional: Save a few slices and drizzle chocolate over them with a clean metal fork instead of dipping them into the chocolate (as pictured).
  • Refrigerate for about 30 - 40 minutes or until chocolate has hardened and set.

Nutrition

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